Top Credit Card Offers
To view details for each card, click the drop down for each applicable credit product. Additionally, each card picture links to the official product page. Before applying, make sure you compare the WB among the public offer, referral offer, and through the various rebate sites. Depending if you’re playing multi-player mode, also compare the referral bonus and the various rebate sites.
*Before using Great Canadian Rebates, consider using a referral link to give a community member a 25% rebate as well.
Any and all links listed on this webpage are non-affiliate, non-referral, non-sponsored links
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Last Updated: August 11, 2023
American Express
American Express Offers are denoted by:
Excellent (Apply NOW!),
Decent (It's quite good, but not all time high),
Okay (5/10),
Poor (It's not a good offer), and
Extremely Poor (Do not apply now, its not a good offer)
The Platinum Card from American Express
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Welcome Bonus Value: $600
Annual Fee: $155.88 (charged in monthly instalments of $12.99)
Offer Rating: Decent
Application Method: Great Canadian Rebates / Referral
Earn 2,500 Points when you spend $500 in each statement period for the first year (up to 30,000 Points)
Earn a $100 Cash Back Bonus when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at 52,000 Points for $5,000 in spend. (October 2022)
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Welcome Bonus Value: $1300
Annual Fee: $599
Offer Rating: Decent
Application Method: Great Canadian Rebates
Earn 7,500 Points when you spend $2,000 in each statement period for the first 6 months (up to 45,000 Points)
Earn 35,000 Points upon spending $6,000 in net purchases during month 13 to 16 of cardmembership
Earn a $100 Cash Back Rebate when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at 150,000 Points for $6,000 in spend. (July 2021)
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Welcome Bonus Value: $400
Annual Fee: $119.88 (charged in monthly instalments of $9.99)
Offer Rating: Okay
Application Method: Great Canadian Rebates
Earn a $40 Statement Credit when you spend $750 in each statement period for the first 10 months (up to $400)
Earn a $40 Cash Back Rebate when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at up to $500 for $4000 in spend. (July 2022)
Business Platinum Card from American Express
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Welcome Bonus Value: $975
Annual Fee: $99
Offer Rating: Excellent
Application Method: Referral
Earn 55,000 Points upon spending $5,000 in net purchases within the first 3 months
Earn an additional 7 Points per dollar for the first $1,428.57 in Eats and Drinks, Rides and Gas, Electronics, and Office Supplies Purchases within the first 6 months
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Historically, this is the highest offer on record for this card!
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Welcome Bonus Value: $1350
Annual Fee: $599
Offer Rating: Poor
Application Method: Referral
Earn 7,500 Points when you spend $3,000 in each statement period for the first 6 months (up to 45,000 Points)
Earn 45,000 Points upon spending $9.000 in net purchases during month 13 to 16 of cardmembership
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Historically, the highest offer for this card stands at 150,000 Points for $12,000 in spend. (July 2021)
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Welcome Bonus Value: $130
Annual Fee: $0
Offer Rating: Okay
Application Method: Great Canadian Rebates
Earn a $10 Statement Credit when you spend $300 in each statement period for the first 10 months (up to $100)
Earn a $30 Cash Back Rebate when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at up to $200 for $5,000 in spend. (July 2022)
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Welcome Bonus Value: $1050-1125
Annual Fee: $250
Application Method: Referral/Exclusive Links
Offer Rating: Okay
Referral
Earn 5,000 Points when you spend $1,000 in each statement period for the first 12 months (up to 60,000 Points)
Earn 10,000 Points upon spending $4,000 in net purchases within the first 3 months
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Exclusive Links
Earn 40,000 Points upon spending $3,000 in net purchases within the first 3 months
Earn an additional 2 Points per dollar for the first $10,000 in Travel Purchases within the first 3 months
Earn 15,000 Points upon spending $0.01 in net purchases during month 14 to month 17 of cardmembership
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Historically, the highest offer for this card stands at 75,000 Points for $3,000 in spend. (October 2022)
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Welcome Bonus Value: $560
Annual Fee: $120
Offer Rating: Okay
Application Method: Great Canadian Rebates
Earn 50,000 Points upon spending $1,500 in net purchases within the first 3 months
Earn a $60 Cash Back Rebate when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at 105,000 Points for $5,000 in spend. (July 2021)
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Welcome Bonus Value: $675
Annual Fee: $120
Offer Rating: Poor
Application Method: Referral
Earn 3,000 Points when you spend $1000 in each statement period for the first 10 months (up to 30,000 Points)
Earn 15,000 Points upon spending $0.01 in net purchases during month 14 to 17 of cardmembership
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Historically, the highest offer for this card stands at 75,000 Points for $3,000 in spend. (July 2022)
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Welcome Bonus Value: $1175
Annual Fee: $199
Offer Rating: Excellent
Application Method: Great Canadian Rebates
Earn 70,000 Points upon spending $5,000 in net purchases within the first 3 months
Earn a $125 Cash Back Bonus when you apply through Great Canadian Rebates
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Historically, this is the highest offer on record for this card!
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Welcome Bonus Value: $575
Annual Fee: $150
Offer Rating: Okay
Application Method: Great Canadian Rebates
Earn 50,000 Points upon spending $1,500 in net purchases within the first 3 months
Earn a $75 Cash Back Bonus when you apply through Great Canadian Rebates
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Historically, the highest offer for this card stands at 105,000 Points for $5,000 in spend. (July 2021)
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Welcome Bonus Value: $188
Annual Fee: $0
Offer Rating: Excellent
Application Method: Referral
Earn 12500 Points upon spending $1250 in net purchases within the first 3 months
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Historically, this is the highest offer on record for this card! (March 2023)
BMO
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Welcome Bonus Value: $733
Annual Fee: $499
Application Method: Public Website
Earn 50,000 Points upon spending $3,000 in net purchases within the first 3 months
Earn a $200 statement credit on your first purchase $200+ in a calendar year (Credit can be used once per calendar year)
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Welcome Bonus Value: $492
Annual Fee: $120 - First Year Waived
Application Method: Credit Card Genius
Earn 40,000 Points upon spending $3,000 in net purchases within the first 3 months
Earn a $50 statement credit on your first purchase $50+ in a calendar year (Credit can be used once per calendar year)
Earn a $125 Cash Back Rebate when you apply through Credit Card Genius.
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Welcome Bonus Value: $210
Annual Fee: $120 - First Year Waived
Application Method: Public Website
Earn 2,000 AIR MILES upon spending $3,000 in net purchases within the first 3 months
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Welcome Bonus Value: $84
Annual Fee: $0
Application Method: Public Website
Earn 800 Points upon spending $1000 in net purchases within the first 3 months
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Welcome Bonus Value: $367
Annual Fee: $150 - First Year Waived
Application Method: Credit Card Genius
Earn 40,000 Points upon spending $3000 in net purchases within the first 3 months
Earn a $100 Cash Back Rebate when you apply through Credit Card Genius.
CIBC
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Welcome Bonus Value: $800 (2 years) or $1025
Annual Fee: $499
Application Method: Public Website
Earn 50,000 Points upon spending $3,000 in net purchases within the first 4 monthly statement periods
Earn 30,000 Points upon keeping the card for the second year
Earn a $200 statement credit on your first called-in CIBC Rewards purchase $200+ in a calendar year (Credit can be used once per calendar year)
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Historically, this is the highest offer on record for this card! (November 2022)
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Welcome Bonus Value: $312
Annual Fee: $120 - First Year Waived
Application Method: Public Website
Earn 25,000 Points on your first purchase
Earn 35,000 Points upon spending $35000 in net purchases within the first year
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Welcome Bonus Value: $450
Annual Fee: $180
Application Method: Public Website
Earn 10,000 Points on your first purchase
Earn 20,000 Points upon spending $3000 in net purchases within the first 4 monthly statement periods
Earn 30,000 Points upon spending $35,000 in net purchases within the first year
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Welcome Bonus Value: $170
Annual Fee: $0 - First Year Waived
Application Method: undefined
Earn 5% Cash Back on net purchases of up to $2,000 within the first 4 monthly statement periods
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
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Welcome Bonus Value: $570
Annual Fee: $139
Application Method: Exclusive Links
Earn 20,000 Points on your first purchase
Earn 20,000 Points upon spending $3,000 in net purchases within the first 4 monthly statement periods
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
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Historically, the highest offer for this card stands at 45,000 Points after first purchase. (November 2021)
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Welcome Bonus Value: $1350 (2 years) or $900
Annual Fee: $599
Application Method: Public Website
Earn 20000 Points on your first purchase
Earn 40000 Points upon spending $3000 in net purchases within the first 4 monthly statement periods
Earn 30000 Points upon keeping the card for a second year
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Historically, this is the highest offer on record for this card! (March 2023)
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Welcome Bonus Value: $450
Annual Fee: $120
Application Method: Request a call from a CIBC business specialist
Earn 10,000 Points on your first purchase
Earn 20,000 Points upon spending $3000 in net purchases within the first 4 monthly statement periods
Earn 30,000 Points upon spending $35,000 in net purchases within the first year
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Welcome Bonus Value: $570
Annual Fee: $139
Application Method: Exclusive Links
Earn 20,000 Points on your first purchase
Earn 20,000 Points upon spending $3,000 in net purchases within the first 4 monthly statement periods
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
Note: If you do not qualify for the Infinite version of this card, you will automatically be offered the Gold version, which has an identical welcome bonus.
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Historically, the highest offer for this card stands at 45,000 Points after first purchase. (November 2021)
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Welcome Bonus Value: $825
Annual Fee: $139
Application Method: Exclusive Links
Earn 10,000 Points on your first purchase
Earn 25,000 Points upon spending $3,000 in net purchases within the first 4 monthly statement periods
Earn 15,000 Points upon spending $10,000 in net purchases within the first 12 monthly statement periods and keeping the card for a second year
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Historically, the highest offer for this card stands at 5,000 Points for $1,000 in spend. (May 2023)
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Welcome Bonus Value: $312
Annual Fee: $120 - First Year Waived
Application Method: Public Website
Earn 25,000 Points on your first purchase
Earn 35,000 Points upon spending $35000 in net purchases within the first year
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Welcome Bonus Value: $220
Annual Fee: 0
Application Method:
Earn 2,500 Points when you hold a chequing account with CIBC, signup for eStatements, add a free authorized user to your card, add your credit card to your mobile wallet and provide your email address with CIBC
Earn 9,500 Points on your first purchase
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
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Welcome Bonus Value: $150
Annual Fee: $0
Application Method: Public Website
Earn 10,000 Points on your first purchase
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Welcome Bonus Value: $270
Annual Fee: $120
Application Method: Exclusive Links
Earn 10% Cash Back on net purchases of up to $2,000 within the first 4 monthly statement periods
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
Note: If you do not qualify for the Infinite version of this card, you will automatically be offered the Platinum version, which has an identical welcome bonus.
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Welcome Bonus Value: $270
Annual Fee: $120
Application Method: Exclusive Links
Earn 10% Cash Back on net purchases of up to $2,000 within the first 4 monthly statement periods
Get a Journie Rewards Promotional Code with $25 in fuel savings, 3X point multiplier, and 2 premium car washes
Note: If you do not qualify for the Infinite version of this card, you will automatically be offered the Platinum version, which has an identical welcome bonus.
HSBC
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Welcome Bonus Value: $650
Annual Fee: $149 - First Year Waived
Application Method: Great Canadian Rebates
Earn 20,000 Points on your first purchase
Earn 30,000 Points upon spending $1,000 within 60 days of account opening
Earn a $100 Travel Enhancement Credit Annually
Earn a $150 Cash Back Rebate when you apply through Great Canadian Rebates
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Welcome Bonus Value: $295
Annual Fee: $25 - First Year Waived
Application Method: Great Canadian Rebates
Earn 35,000 Points upon spending $2000 in net purchases within the first 6 months
Earn a $120 Cash Back Rebate when you apply through Great Canadian Rebates
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Welcome Bonus Value: $245
Annual Fee: $0
Application Method: Great Canadian Rebates
Earn 25,000 Points upon spending $1,000 in net purchases within the first 6 months
Earn a $120 Cash Back Rebate when you apply through Great Canadian Rebates
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Welcome Bonus Value: $245
Annual Fee: $0 - First Year Waived
Application Method: Great Canadian Rebates
Earn 12.5% Cash Back on net purchases of up to $1,000 within the first 6 months
Earn a $120 Cash Back Rebate when you apply through Great Canadian Rebates
Brim - Laurentian Bank
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Welcome Bonus Value: $120
Annual Fee: $130
Application Method: Public Website/Referral
Earn 10,000 Points when you spend $1,500 in 3 months
Earn 2,000 Points when you set up a recurring payment
Earn an additional $10 if you use a referral link
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Welcome Bonus Value: $60
Annual Fee: $65
Application Method: Public Website/Referral
Earn 5,000 Points when you spend $1,000 in 3 months
Earn 1,000 Points when you set up a recurring payment
Earn an additional $10 if you use a referral link
MBNA
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Welcome Bonus Value: $400
Annual Fee: $120
Application Method: Credit Card Genius
Earn 20,000 Points upon spending $2,000 in net purchases within the first 3 monthly statement periods
Earn 10,000 Points upon enrolment for e-statements
Earn a $100 Cash Back Rebate when you apply through Credit Card Genius
National Bank of Canada
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Welcome Bonus Value: $50
Annual Fee: $150
Application Method: Great Canadian Rebates
No applicable welcome offer at this time
Earn a $150 Travel Fee Refund Credit
Earn a $50 Cash Back Rebate when you apply through Great Canadian Rebates
RBC Royal Bank
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Welcome Bonus Value: $350
Annual Fee: $399
Application Method: Public Website
Earn 35,000 Points upon application approval
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Welcome Bonus Value: $200
Annual Fee: $120
Application Method: In branch/phone
Earn 20,000 Points upon application approval
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Welcome Bonus Value: $70
Annual Fee: $48 (charged in monthly instalments of $4)
Application Method: Public Website
Earn 3,500 Points on approval
Earn 3,500 Points upon spending $500 in net purchases within the first 3 months
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Welcome Bonus Value: $350
Annual Fee: $120
Application Method: Public Website
Earn 35,000 Points upon application approval
Earn 20,000 Points upon spending $5,000 in net purchases within the first 6 months
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Welcome Bonus Value: $450
Annual Fee: $119
Application Method: Public Website
Earn 250 Westjet Dollars upon first purchase
Earn 200 WestJet Dollars upon spending $5,000 in net purchases within the first 3 monthly statement periods
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Welcome Bonus Value: $35
Annual Fee: $0
Application Method: Public Website
Earn 6,000 Points on approval
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Welcome Bonus Value: $250
Annual Fee: $175
Application Method: In branch/phone
Earn 25,000 Points upon application approval
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Welcome Bonus Value: $200
Annual Fee: $39
Application Method: Public Website
Earn 50 Westjet Dollars upon first purchase
Earn 50 WestJet Dollars upon spending $1,000 in net purchases within the first 3 monthly statement periods
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Welcome Bonus Value: $350
Annual Fee: $120
Application Method: Public Website
Earn 35,000 Points upon application approval
Earn 20,000 Points upon spending $5,000 in net purchases within the first 6 months
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Welcome Bonus Value: $350 (2 years) or $600
Annual Fee: $165
Application Method: Great Canadian Rebates
Earn 15,000 Points upon application approval
Earn 35,000 Points upon spending $6,000 in net purchases within the first 3 monthly statement periods.
Earn 10,000 Points upon keeping the card for a second year.
Earn a $85 Cash Back Rebate when you apply through Great Canadian Rebates
Scotiabank
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Welcome Bonus Value: $450
Annual Fee: $150 - First Year Waived
Application Method: Great Canadian Rebates or Rakuten.
Earn 25,000 Points upon spending $1,000 in net purchases within the first 3 monthly statement periods
Earn a $150 Cash Back Rebate when you apply through Great Canadian Rebates
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Welcome Bonus Value: $675
Annual Fee: $399
Application Method: Frugal Flyer
Earn 50000 Points upon spending $3000 in net purchases within the first 3 months
Earn a $175 Cash Back Rebate when you apply through Frugal Flyer
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Welcome Bonus Value: $400
Annual Fee: $199
Application Method: Public Website
Earn 30,000 Points upon spending $5,000 in net purchases within the first 3 monthly statement periods
Earn 10,000 Points upon spending $60,000 in net purchases within the first year
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Welcome Bonus Value: $500
Annual Fee: $120
Application Method: Frugal Flyer
Earn 20,000 Points upon spending $1,000 in net purchases within the first 3 monthly statement periods
Earn 20,000 Points upon spending $7.500 in net purchases within the first 12 monthly statement periods
Earn a $150 Cash Back Rebate when you apply through Frugal Flyer
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Welcome Bonus Value: $125
Annual Fee: $0
Application Method: Great Canadian Rebates
Earn 7,500 Points upon spending $750 in net purchases within the first 3 monthly statement periods
Earn a $50 Cash Back Rebate when you apply through Great Canadian Rebates
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Welcome Bonus Value: $100
Annual Fee: $0
Application Method: Great Canadian Rebates
Earn 5000 Points upon spending $750 in net purchases within the first 3 months
Earn a $50 Cash Back Rebate when you apply through Great Canadian Rebates
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Welcome Bonus Value: $310
Annual Fee: $120 - First Year Waived
Application Method: Great Canadian Rebates
Earn 10% Cash Back on net purchases of up to $2,000 within the first 3 monthly statement periods
Earn a $110 Cash Back Rebate when you apply through Great Canadian Rebates
TD Canada Trust
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Welcome Bonus Value: $600
Annual Fee: $139 - First Year Waived
Application Method: Credit Card Genius
Earn 20,000 Points on your first purchase
Earn 80,000 Points upon spending $5,000 in net purchases within the first 6 months
Earn a $100 Cash Back Rebate when you apply through Great Canadian Rebates
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Welcome Bonus Value: $825
Annual Fee: $139
Application Method: Public Website
Earn 10,000 Points on your first purchase
Earn 40,000 Points upon spending $5,000 in net purchases within the first 3 months
Earn 20,000 Points upon spending $7,500 in net purchases within the first 12 months and keeping the card past your anniversary
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Welcome Bonus Value: $310
Annual Fee: $89 - First Year Waived
Application Method: Great Canadian Rebates
Earn 15,000 Points on your first purchase
Earn 35,000 Points upon spending $1000 in net purchases within the first 3 months
Earn a $60 Cash Back Rebate when you apply through Great Canadian Rebates
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Welcome Bonus Value: $300
Annual Fee: $89 - First Year Waived
Application Method: Public Website
Earn 10,000 Points on your first purchase
Earn 10,000 Points upon spending $1,000 in net purchases within the first 3 months
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Welcome Bonus Value: $128
Annual Fee: $0
Application Method: Great Canadian Rebates
Earn 19,697 Points on your first purchase
Earn a $30 Cash Back Rebate when you apply through Great Canadian Rebates
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Welcome Bonus Value: $1000
Annual Fee: $149
Application Method: Public Website
Earn 10,000 Points on your first purchase
Earn 30,000 Points upon spending $5,000 in net purchases within the first 3 months
Earn 10,000 Points upon setting up new recurring bill payments
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Welcome Bonus Value: $1012 (2 years) or $1500
Annual Fee: $599
Application Method: Exclusive Links
Earn 20,000 Points on your first purchase
Earn 60,000 Points upon spending $7,500 in net purchases within the first 6 months
Earn 35,000 Points upon spending $12,000 in net purchases within the first year and keeping the card for a second year
Earn a $300 Statement Credit on Air Canada Purchases within the first 6 months (Any Purchase for Quebec)
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Welcome Bonus Value: $350
Annual Fee: $139 - First Year Waived
Application Method: undefined
Earn 10% Cash Back on net purchases of up to $2,000 within the first 3 monthly statement periods
Earn 6% Cash Back on net purchases exceeding $2,000 in the Gas, Groceries and Pre-Authorized Payments Category up to $3,500 within the first 3 monthly statement periods
Earn a $60 Cash Back Rebate when you apply through Great Canadian Rebates