The Platinum Card from American Express
Card Type: Charge Card
Annual Fee: $799
Additional Platinum Card Fee: $250
Additional Gold Card Fee: $0, up to 2, $50 fee thereafter
Interest Charges: 20.99-28.99% for Flexible Payment Option, 30% for Due In Full Charges
Earn Rate: 2X on Restaurants and Travel, 1X on all other charges
No pre-set spending limit
Current Welcome Offers
User Referral
Your Potential Value: $1,500
70,000 Membership Rewards Points upon spending $10,000 in the first three months of cardmembership
30,000 Membership Rewards Points when you make a purchase between 14 and 17 months of Cardmembership
A member of the community receives 10,000 Membership Rewards Points from American Express as a bonus at no cost to you when you are approved for this card
GCR (Great Canadian Rebates)
Your Potential Value: $1,500
70,000 Membership Rewards Points upon spending $10,000 in the first three months of cardmembership
30,000 Membership Rewards Points when you make a purchase between 14 and 17 months of Cardmembership
$150 Rebate from Great Canadian Rebates when you are approved for this card
If you enroll for a Great Canadian Rebates account through the above link, a member of the community receives $37.50 from Great Canadian Rebates at no cost to you when your rebate is approved by Great Canadian Rebates
Card Benefits
With one of the highest annual fee of $799 on a personal card, The Platinum Card from American Express is a good pick for frequent travelers that use different airlines.
$200 Annual Travel Credit
Upon approval, and renewing every year on your cardmember anniversary thereafter, you will have a $200 credit that can be applied to any single purchase greater than $200 through American Express Travel that is charged to your card account. The credit can be used online or by calling in to Amex Travel. This credit may also be cashed out using the refundable hotel trick.
$200 Annual Dining Credit
Renewing at the start of each calendar year, you will have a $200 credit that can be applied to a single purchase greater than $200 at select restaurant establishments in Canada, full list found here
$100 NEXUS Credit
Charge your NEXUS application or renewal Fees to your card and you will be reimbursed up to $100 CAD every 4 years. This benefit can be used for any person, but eligibility is limited to the Basic Cardmember card.
American Express Global Lounge Collection
With this card, you’ll have access to a vast number of lounges globally with several networks as follows:
Executive Lounges by Swissport - Cardholder and spouse +1 guest or +2 children
American Express Centurion Lounges - Cardholder +2 guests
Plaza Premium Lounge - Cardholder +1 guest
Priority Pass - Cardholder +1 guest (Enrollment Required: Call +1-800-263-1616)
Delta Sky Club - Cardholder
Airspace Lounges - Cardholder +2 guest
Escape Lounges - Cardholder and spouse +2 children or Cardholder +1 guest
Guests in excess of the above may be denied entry. All lounges require a same-day boarding pass.
Marriott Bonvoy Gold Elite Status
You can receive complementary Gold Elite status with Marriott Bonvoy just by holding The Platinum Card from American Express. Enrollment required.
Hilton Honors Gold Status
You can receive complementary Gold status with Hilton Honors just by holding The Platinum Card from American Express. Enrollment required.
Hertz Gold Plus Rewards Five Star Tier Membership
You can receive complementary Five Star Tier membership with Hertz just by holding The Platinum Card from American Express. Enrollment required.
Amex Hotel Programs
As an American Express Platinum Cardholder, you can enjoy access to the following hotel programs with exclusive benefits:
Toronto Pearson Benefits
Waived valet fees (provide card to attendant)
15% statement credit on Express Park in Terminal 1 and Daily Park in Terminals 1 & 3.
Other Benefits
Access to International Airline Program with discounted base fares on eligible First, Business and Premium Economy Class tickets.
Complimentary airport transfers with a round-trip first or business class flight booking and a minimum one-night stay on the same itinerary when booked with the Platinum Card Travel Service.
American Express Invites for exclusive offers curated for Platinum Cardmembers
Front Of The Line access to purchase select sought-after tickets for select events, exclusively available to American Express Cardmembers.
Access to the Platinum Concierge (+1-800-263-1616, Option 3) for assistance with booking restaurant reservations, meeting facilities, gift arrangements and show tickets.
Travel and Purchase Insurance
This travel card has excellent insurance, with comprehensive benefits to provide you with protection on purchases and while travelling. Please consult your Certificates of Insurance for further details.
Emergency Medical Insurance (Out of province/country)
In short, Coverage up to $5 Million while under 65 years of age.
Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.
Trip Cancellation Insurance
In short, Coverage up to $2,500 per person, or $5,000 for everyone.
You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Platinum Card before your departure date should you cancel your trip for a covered reason. You can be covered for up to $2,500 per insured person, per trip, up to a maximum of $5,000 for all insured persons combined.
Trip Interruption Insurance
In short, Coverage up to $2,500 per person, or $6,000 for everyone.
When you charge your travel arrangements to your Platinum Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason. You can be covered for up to $2,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.
Travel Emergency Assistance
In short, No monetary coverage from this specific benefit, but rather simply access to a provider for emergency referrals or assistance while travelling.
Can provide eligible Cardmembers with access to out-of-town worldwide emergency medical assistance services and legal referrals by telephone, 24/7/365. [Provided through AXA Insurance, Cardholder pays all charges]
$500,000 Travel Accident Insurance
In short, Coverage up to $500,000 for all covered persons.
You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Platinum Card.
Car Rental Theft and Damage Insurance
In short, Decline the car rental agency’s Loss Damage Waiver or similar option and be covered for damage or theft for vehicles with MSRP under $85,000
You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your Platinum Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.
Lost or Stolen Baggage Insurance
In short, Coverage up to $1,000 for everyone.
You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $1,000 per trip for all insured person(s) combined when you fully charge your airline tickets to your Platinum Card.
Baggage Delay Insurance
In short, Coverage up to $1,000 (combined maximum with Flight Delay).
You can receive up to $1,000 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 hours or more when you fully charge your airline ticket to your Platinum Card.
Flight Delay Insurance
In short, Coverage up to $1,000 (combined maximum with Baggage Delay).
You can receive up to $1,000 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your Platinum Card.
Hotel Burglary Insurance
In short, Coverage up to $1,000.
You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Platinum Card.
All insurance coverage is subject to limitations, exclusions and restrictions. Please ensure you understand what is covered and what is not covered, and contact the applicable Insurance provider with any questions.
Apply now for The Platinum Card from American Express.
To ensure approval, please ensure you meet the following criteria:
Canadian resident with a Canadian credit file
Age of majority in your jurisdiction
Don’t have a credit history in Canada but have an American Express Card issued from abroad? You may be eligible to transfer your history with American Express to be approved for this card, for further details, check here.
Here at churningcanada.ca, we take pride in our work, but we also value the relationship between ourselves and you as the site visitor. Unlike other websites, we will not list an affiliate link as the primary suggested application means. Instead, we will always suggest applying through means that give back to you or the community first. Read more in our Monetization Policy.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, please visit the card application page.