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Your premier destination for maximizing credit cards in Canada
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Top Credit Cards
Up to 23% Return
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Earn 35,000 Avion Rewards Points upon approval.
Earn 20,000 Avion Rewards Points upon spending $5,000 in the first 6 months (spend may not be required if the above link is used due to a glitch)
Up to 19% Return
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Offer is EXCLUSIVELY available with a referral
Earn 55,000 Membership Rewards Points upon spending $5,000 in the first three months of cardmembership
Earn 10X the Membership Rewards Points on rides and gas, eats and drinks, office supplies, and electronic stores, up to 10,000 Membership Rewards Points (or $1428.57 in spend)
Earn 1,000 Membership Rewards for every month you spend $3,000 in net purchases.
Up to 22% Return
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Offer is EXCLUSIVELY available with a referral
Earn 75,000 Membership Rewards Points upon spending $5,000 in the first three months of cardmembership
Up to 16% Return
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Earn 20,000 Aventura Rewards Points upon your first purchase
Earn 20,000 Aventura Rewards Points upon spending $3,000 in the first four months of cardmembership
WE ARE THE SITE FOR THE PEOPLE.
We don't hide paid affiliate links.
We don't serve advertisements on our sites.
We don't pressure you to sign up for cards you don't want.
We don't sell out to financial institutions for the sake of a commission.
We work to ensure you get the most value for every credit card that you hold.
Get on the ChurningCanada email list!
We send out a email once a week on Thursdays notifying you of changes in the credit card churning environment, new minimum spending opportunities and offers, as well as new credit card offers.
Currently the email list distribution is suspended. Due to further technical problems, we will be resuming service as of October 1, 2023
Services
Have a large spend coming up and don’t want to plan? Let us give you a plan to apply, spend, and reap the rewards
This is a service provided to help people new to credit cards plan and optimize their spend for a larger than normal transaction to obtain to optimal value from the spend.
Expected delivery timeframe: 3-5 business days as of September 2023
Have some questions you’d like to ask that can’t be easily answered through a forum? You can book a session for 1:1 consulting
We can call you and discuss a vast number of topics relating to credit cards, points optimization, points redemption, getting American credit cards, or any other information relating to topics on our website.
Expected appointment wait time: 5 business days as of September 2023
Get a Referral
USE A REFERRAL FROM A COMMUNITY MEMBER
Many of our credit card offers require the use of a referral link to get the best possible bonus. When you use a community member’s referral and are approved for a card, they may receive a referral bonus.
Upcoming Changes: As of October 15th, these links will be phased out in favour of integrated community referral links. If you are eligible community member that means the criterion listed here, we invite you to submit your referral links today! Please note non-qualifying submissions will be rejected, deleted, and if repeated submissions occur, will be blacklisted.
